Tips to borrow cheaper


Borrowing money, costs money. But borrowing money can often be cheaper. That is why we have listed a number of useful tips for you.

 

Standing red is also borrowing money

Standing red is also borrowing money

Hardly anyone knows what interest the bank charges to be red. And that while almost half of all Dutch people use a red card. It may not always feel that way, but standing in red is exactly the same as borrowing money. You borrow money from the bank, pay a fee on it (interest) and repay the bank with, for example, your salary. The annoying thing about this way of borrowing money is that you usually pay between 12 and 15 percent interest. So that can be cheaper.

 

The credit card

The credit card

Many people have a credit card. Nice and handy when you are abroad right? A credit card can also be easy when abroad. But when you are back in the Netherlands and your credit card balance cannot immediately be debited through your bank, you will pay a hefty amount. With credit cards, it is not unusual for a monthly interest of no less than 1.17% to be calculated. That is 15% per year! So that can be cheaper.

 

The Shipment House Credit In the Netherlands there is more and more shopping online

The Shipment House Credit In the Netherlands there is more and more shopping online

Companies such as Wisekamp, ​​Beckermann and Etto all have 3 beautiful web stores. The ease of ordering online is even increased by the possibility to pay back your order in parts. With a large order, that can of course be very pleasant. The annoying thing is that a fee is charged on the amount to be repaid. An interest rate of usually 15% per year! So that can be cheaper.

 

Closing and consultancy costs

credit problem

The costs of a loan do not only consist of interest. There are parties active in the market that charge consultancy costs or closing costs for the creation of a loan. Without these costs you pay less for the same credit. That too can therefore be cheaper. Frisia Financing always offers you the lowest possible interest rate without hidden costs. If you want to borrow money, you can request a quote from us free of charge and without obligation. We will let you know as soon as possible at what interest you can borrow. Request a free quote today.

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